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This Free App Pays You up to $83 Every Time You Win a Game of Solitaire

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ou can have your Angry Birds and your Candy Crushes. I don’t need ‘em.

I’ve got Solitaire Cash.

The game is a great time-killer and stress-reliever. And — the best thing about Solitaire — you can play it all by your lonesome. It’s solitary in nature.

Do you play Solitaire on your phone? Are you any good?

Want to see if you can win money?

There’s a free app called Solitaire Cash that lets you play for money. You could get paid up to $83 per win.

Playing Solitaire for Money: How to Win up to $83/Game

You might be thinking: There’s got to be a catch. This is definitely one of those spammy apps, right?

Wrong. There really isn’t a catch.

When we say Solitaire Cash is free, it really is free. Sure, you can pay to play some higher-stakes games (starting at 30 cents), but there’s no pressure.

Here’s an overview of how it works: You’re dealt a deck and compete against at least five other players. Everyone gets the same deck. This is totally skills-based, so no luck is required. The top three players who solve the deck fastest can win real money — anywhere from $1 to $83.

The app is free to download, and it’s a game you already know and love. Plus there’s no risk, so it’s worth a shot, right? Over on the App Store, it has over a million downloads and more than 15,000 ratings, averaging 4.7 stars (out of 5).

What You Need to Know Before You Start Playing

The game is pretty simple and straightforward — you’ll pick it up quickly — but we’ll give you some tips.

After downloading the app, you’ll start playing free games. Once you collect 120 “gems,” you can start competing in the “Freeroll” tournament, where you can win real cash.

You can speed up the process by depositing small amounts of money to compete for larger winnings — and you get extra bonus cash for each deposit. But that’s totally optional.

If you win a tournament, you can cash out through PayPal.

Oh, and we almost forgot the best part: This app doesn’t have any annoying ads, so you don’t have to worry about your games getting interrupted.

Solitaire Cash already has more than a million downloads and has paid out more than $1.5 million. To get started, just download the free app and start playing your first game immediately.

Cash tournaments aren’t available in the following states: Arizona, Arkansas, Indiana, Iowa, Louisiana, Maine, Maryland, Montana, South Carolina and South Dakota.

Mike Brassfield (mike@thepennyhoarder.com) is a senior writer at The Penny Hoarder. He’s a recovering Solitaire addict.

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If You Have More Than $5K in Debt, Make These 7 Moves

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You’re ready to be out of debt. Sounds like the understatement of the century, right? You can’t wait to be debt-free. But you feel like you’ve tried everything. And everywhere you turn, your debt is still there — impacting just about every area of your life.

But we’ve got a bunch of strategies you probably didn’t realize you could use to help you pay it off.

1. This Website Helps Wipe Out Your Credit Card Debt 

A woman lays on the grass with credit cards surrounding her.
Tina Russell/The Penny Hoarder

Imagine waking up with no credit card debt. Whether you’re stressed about being in debt forever or you’re just sick of the extra monthly bill, this would be a huge relief.

Impossible, right? But a free website called Fiona could help you pay off that bill as soon as tomorrow.

Here’s how it works: Fiona can match you with a low-interest loan you can use to pay off every credit card balance you have. The benefit? You’re left with just one bill to pay every month, and because the interest rate is so much lower, you can get out of debt so much faster. Plus, no credit card payment this month.

If your credit score is at least 620, Fiona can help you borrow up to $250,000 (no collateral needed) with fixed rates starting at 2.49% and terms from 6 to 144 months.

Fiona won’t make you stand in line or call a bank. And if you’re worried you won’t qualify, it’s free to check online. It takes just two minutes, and it could save you thousands of dollars. Totally worth it.

All that credit card debt — and the anxiety that comes with it — could be gone by tomorrow.

2. This Website Will Tell You What Bills To Pay Off First

One of the toughest parts about paying down your debts is simply knowing where to begin.

Which of your credit cards are carrying a balance? Is your name attached to any unpaid loans? Are you behind on medical or utility bills you didn’t know about?

That’s where a free website like Credit Sesame can help. It takes about two minutes to sign up and access your free credit score. 

From there, Credit Sesame will outline your debt — exactly what you owe and to whom — and offer personalized recommendations. It’ll even break down the interest rates and minimum monthly payments attached to your bills.

Armed with this intel, you’ll be able to more easily devise your payoff plan. Do you want to use the debt avalanche method, where you’ll pay off your highest interest rates first? Or maybe you prefer the debt snowball method, where you start with the smallest balances first.

It takes two minutes to get started with Credit Sesame.

3. Cancel Your Car Insurance

The experts will tell you to cut every single unnecessary purchase out of your life so you can pay off debt. The fancy coffee. The avocado toast. The dinner out. They’ll even make you feel guilty about it.

Sure, it is important to limit your fun spending. But the truth is, when it comes to cutting expenses, you have bigger fish to fry — like your car insurance.

When was the last time you compared car insurance rates? Chances are you’re seriously overpaying with your current policy.

If it’s been more than six months since your last car insurance quote, you should look again.

And if you look through a digital marketplace called SmartFinancial, you could be getting rates as low as $22 a month — and saving yourself more than $700 a year by canceling with your current provider.

It takes one minute to get quotes from multiple insurers, so you can see all the best rates side-by-side. Yep — in just one minute you could save yourself $715 this year. That’s some major cash back in your pocket.

So if you haven’t checked car insurance rates in a while, see how much you can save with a new policy.

Just imagine what that could do for your debt payments.

4. See if You Can Get Money From This Company

a woman logs into her bank account on her cell phone.
Tina Russell/The Penny Hoarder

Here’s the deal: If you’re not using Aspiration’s debit card, you’re missing out on free cash. And that’s free cash that could go straight to your credit card debt

Yep. A debit card called Aspiration gives you up to a 10% back every time you swipe.

Need to buy groceries? Extra cash.

Need to fill up the tank? Bam. Even more extra cash.

You were going to buy these things anyway — why not get this extra money in the process and put it towards paying off your debt?

Enter your email address here, and link your bank account to see how much extra cash you can get with your free Aspiration account. And don’t worry. Your money is FDIC insured and under a military-grade encryption. That’s nerd talk for “this is totally safe.”

5. Let This Company Negotiate Your Debt in Half

If you’re drowning in debt or dodging phone calls from creditors, it might be time to call in reinforcements.  

A company called Accredited Debt Relief will call your credit card companies (or other creditors) and convince them to reduce your bill — lowering them by as much as half!

Wouldn’t it be nice if you woke up tomorrow with half of your credit card debt gone? 

Kerry Smith, a Green Beret combat veteran, used Accredited Debt Relief to help him tackle $84,000 worth of debt. He was able to lower his monthly payments by $700, leaving him more money to take care of his family.

“They’ve been able to negotiate these accounts that were $15,000 or $20,000 down in half, and that’s just something that I can’t do on my own,” Smith says. An added perk? No more calls from creditors.

Want to see how much you could save? It takes less than a minute to sign up for a free initial consultation. The program generally works with people who owe more than $15,000, and the average person enrolled in the program is debt-free within two to four years.

6. This Research Company Will Pay You up to $225/Month to Watch Videos

What if we told you a research company would pay you to watch cooking videos on your computer?

It’s too good to be true, right?

But we’re serious. InboxDollars will pay you to watch short video clips online. One minute you might watch someone bake brownies and the next you might get the latest updates on Kardashian drama.

All you have to do is choose which videos you want to watch and answer a few quick questions about them afterward.

No, InboxDollars won’t replace your full-time job, but it’s something easy you can do while you’re already on the couch tonight wasting time on your phone. Plus, it’s extra money you can put toward paying down your debt. Everything helps.

InboxDollars won’t completely pay off your credit cards, but it’s possible to earn up to $225 per month watching these videos.

It’s already paid its users more than $56 million.

It takes about one minute to sign up, and you’ll immediately get a $5 bonus to get you started.

7. Let This App Pay You up to $83 When You Win Solitaire Games

Lots of us already play Solitaire on our phones for fun or just to pass the time. Want to see if you can win money at it?

There’s a free iPhone app called Solitaire Cash that lets you play for real money. You could get paid up to $83 per win.

You might be thinking: There’s got to be a catch. This is definitely one of those spammy apps, right?

Wrong. There really isn’t a catch. Sure, you can pay to play in some higher-stakes tournaments, but there’s no pressure. And, in fact, there aren’t even any annoying ads.

With each game, you’ll battle it out against at least five other players. Everyone gets the same deck, so winning is totally a matter of skill. The top three players who solve the deck fastest can win real money — anywhere from $1 to $83.

Over on the App Store, it has over a million downloads and more than 15,000 ratings, averaging 4.7 stars (out of 5).

To get started, just download the free app and start playing your first game immediately.

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Investing for Beginners: 5 Easy Ways to Get Started Today

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You’ve probably heard that investing is one of the best ways to put your money to work.

The power of compounding can turn even modest savings into an appreciable nest egg over time.

If you saved $100 a month and tucked it away under your mattress, you’d have $36,000 at the end of 30 years.

But if you invested that same $100 a month and averaged returns of 8% per year, the $36,000 you’d set aside would have grown to more than $140,000 after 30 years.

But if you’ve never put money into the stock market before, the prospect can be overwhelming. What investments should you choose? And what kind of account do you need to get started?

Investing for beginners doesn’t have to be complicated. Here’s how to get started.

What Should I Invest in? 5 Types of Investments for Beginners

1. Stocks

The stock market is the abstract space where investors buy and sell stocks. When you invest in stocks, you buy shares, or small pieces of ownership, of a company.

When you invest in stocks, you profit when the company performs well. You earn money in two ways:

  • Your shares increase in value. If the company’s outlook is good, other investors will be willing to pay more money for your shares than you originally paid.
  • The company pays you a dividend. That means it distributes part of its profit back to shareholders. Smaller companies issue dividends less frequently than larger ones. They often need to reinvest that money in the firm to keep growing.

Getting Started:

An app called Stash lets you own pieces of well-known companies, like Amazon, Apple, Google and more for $5 or less. Seriously — with only a few dollars, you can invest in thousands of stocks and ETFs, which can help you grow your investing portfolio and reach your retirement goals.

The best part? Some companies may even send you a check every quarter for your share of profits, called dividends1. If these companies profit, so can you.

It takes two minutes to sign up, and your investments are protected2.

2. Real Estate Investing

It’s simple math. The world population grows every year, but the amount of land doesn’t. That basic equation means the value of land and the structures that sit on them become more valuable over the years.

Take a look at some of the wealthiest people. Chances are, they’re invested in real estate in some form or another. It’s easy to think this is something that’s out of reach for the average person, but there are ways for just about anyone to invest in real estate — and you don’t have to buy a chunk of land or become someone’s landlord.

Getting Started:

You don’t need to be rich to invest in real estate. In fact, you could get started for as little as $10.

A company called Fundrise lets you get started in the world of real estate by giving you access to a low-cost, diversified portfolio of private real estate. The best part? You don’t have to be the landlord. Fundrise does all the heavy lifting.

Fundrise’s Starter Portfolio has a minimum of only $10 and is geared toward first-time real estate investors. Your money will be invested in the company’s Flagship Fund, which already owns more than $250 million worth of real estate around the country, from apartment complexes to the red-hot housing rental market to larger last-mile e-commerce logistics centers.

As tenants pay their rent, you could earn money through quarterly dividend payments, and over time, you could earn money off the potential appreciation of the property. Since 2014, Fundrise investors have earned roughly $100 million in dividends alone.

It takes just a few minutes to sign up and create an account with Fundrise.*

3. Exchange-Traded Funds (ETFs)

Exchange-traded funds, or ETFs, are bundles of investments that are packaged and traded as a single investment. Buying shares in a single ETF allows you to invest your money in hundreds, or even thousands of companies. The best part: You can get started even if you don’t have much money, making them a great option for beginning investors.

Some ETFs are actively managed, which means that humans are choosing the investments. But the vast majority of these funds are passively managed, which means they attempt to mirror the makeup of a market index.

Getting Started:

One way to invest in ETFs is with a tool like M1 Finance. Not only does it have some seriously powerful tools, it’s also easy to use. You can build your own custom portfolio of stocks, bonds and ETFs.

You can set up regular automatic deposits to funnel money to your investments. Any new money you invest will be used to rebalance your portfolio, bringing its percentages back in line with your goals.

Even better? Once you’ve deposited $1,000, you’ll get a free $30 bonus. It only takes a few minutes to sign up.

4. Mutual Funds

Mutual funds are prebuilt collections of stocks, bonds and other types of investment assets. Typically, mutual funds are designed and managed by financial professionals. However, some mutual funds are index funds, which means their makeup and performance are tied to a market index, like the S&P 500 or the Dow Jones Industrial Average.

Investing in a mutual fund allows individual investors to buy a diverse segment of the market without doing all the footwork to research and buy individual stocks.

Getting Started:

Unlike stocks, mutual funds aren’t traded on the stock market. To buy and sell shares of a mutual fund, you have to go through the investment company that manages the fund. You can only do so at the end of the trading day.

Many mutual funds require an upfront investment of anywhere from $1,000 to $2,500, which may be steep for beginners.

5. Cryptocurrency

In the broadest sense, cryptocurrency is simply another form of payment — like a U.S. dollar, a Mexican Peso or Japanese Yen. What separates cryptocurrency from traditional hard currency is its decentralized nature and the absence of something of real value tied to them.

Instead of a government regulating cryptocurrency, these digital dollars are governed by advanced math and massive networks of computers that passively verify each transaction. The technology behind cryptocurrency is known as the blockchain.

While some investors view cryptocurrencies as too new and too risky, others believe these currencies are the future, and they’ll only increase in value.

Getting Started:

Though they still haven’t shed that risk, cryptocurrency continues to expand as investing platforms such as Robinhood increase support for these new currencies.

Make your first investment in cryptocurrency for just a few dollars. It’s free to buy and trade stocks, options, exchange-traded funds (ETFs) and cryptocurrencies. Plus, there are no account minimums and no maintenance fees.

Investing for the Long Term

Keep in mind that you’re investing for the long term. Market fluctuations are an everyday reality.

Although it can be tempting to rip your money out of the market when you see a scary headline, don’t look at investing from a short-term perspective. Diversify your holdings, and sit tight through the lean times. The market usually corrects itself over time.

1Not all stocks pay out dividends, and there is no guarantee that dividends will be paid each year.

2To note, SIPC coverage does not insure against the potential loss of market value.

For Securities priced over $1,000, purchase of fractional shares starts at $0.05.

*Offer is subject to Promotion Terms and Conditions. To be eligible to participate in this Promotion and receive the bonus, you must successfully open an individual brokerage account in good standing, link a funding account to your Invest account AND deposit $5.00 into your Invest account.

The Penny Hoarder is a Paid Affiliate/partner of Stash. 

Investment advisory services offered by Stash Investments LLC, an SEC registered investment adviser. This material has been distributed for informational and educational purposes only, and is not intended as investment, legal, accounting, or tax advice. Investing involves risk. 

*Past performance is not indicative of future results. The publicly filed offering circulars of the issuers sponsored by Rise Companies Corp., not all of which may be currently qualified by the Securities and Exchange Commission, may be found at www.fundrise.com/oc.

Investing in securities involves risks, including the risk of loss. M1 Finance LLC is an SEC registered broker-dealer. Member FINRA/SIPC.

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Aspiration Review: This Fee-Free Debit Card Pays up to 10% Cash Back and up to 100x Average Interest

Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners.

Cash-back credit cards are fantastic. You can get paid just to buy groceries or fill up your gas tank.

This is basically extra money, as long as you only buy what you would normally and you pay off your balance each month.

Unfortunately, it can be hard to qualify for these cards. Credit card companies don’t just hand them out. To get your hands on that cash-back earning plastic, you might need a near-flawless credit history. Let’s face it: That’s something many of us don’t have.

We found another option, though.

It’s a debit card called Aspiration.

This online account comes with a debit card that lets you earn up to 10% cash back on your debit card spending and up to 100 times the average interest (the average checking account pays .01% these days) on the money you set aside to save.

That means you can start earning cash every time you swipe your card.

It’s no wonder Money Magazine ranked Aspiration “The Best Checking Account in America.”

Get Paid Every Time You Swipe Your Debit Card

This is actually an account that does a bunch of different things. You can pay your bills, build your savings, invest and earn interest — all in one place.

Here’s what Aspiration offers:

  • You get your cash back, obviously. (Bonus!)
  • The debit card comes with no monthly account-maintenance fee and low minimums.
  • It pays up to 100 times the national average APY of .01% on your savings.

Enter your email address here, and link your bank account to see how much extra cash you can get with your free Aspiration account. And don’t worry. Your money is FDIC insured and under a military-grade encryption. That’s nerd talk for “this is totally safe.”

Tell the credit card companies to take a hike. You don’t need them or their approval anymore.

Mike Brassfield (mike@thepennyhoarder.com) is a senior writer at The Penny Hoarder.

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7 Clever Ways to Get Free Gift Cards Before Next Friday

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You know it’s going to be a good day when you have a gift card burning a hole in your wallet.

If you’re looking to pocket some free gift cards, we’ve got your guide right here. We’ve searched the internet high and low and have tested each of these strategies. No need to worry about internet scams; we’ve battled all those for you.

Without further ado, here’s how to score free gift cards today:

1. Let This App Give You up to $83 in Gift Cards When You Win Solitaire Games

Lots of us already play Solitaire on our phones for fun or just to pass the time. Want to see if you can win money at it?

There’s a free iPhone app called Solitaire Cash that lets you play for real money. You could get paid up to $83 via PayPal or free gift cards per win.

You might be thinking: There’s got to be a catch. This is definitely one of those spammy apps, right?

Wrong. There really isn’t a catch. Sure, you can pay to play in some higher-stakes tournaments, but there’s no pressure. And, in fact, there aren’t even any annoying ads.

With each game, you’ll battle it out against at least five other players. Everyone gets the same deck, so winning is totally a matter of skill. The top three players who solve the deck fastest can win real gift cards — anywhere from $1 to $83.

Over on the App Store, it has over a million downloads and more than 15,000 ratings, averaging 4.7 stars (out of 5).To get started, just download the free app and start playing your first game immediately.

2. Get Paid to Play Bingo

There’s a free iPhone app called Bingo Cash that pays you up to $80 every time you win bingo.

The game is based on a classic Bingo format — plus tons of variations on the game. You’ll battle it out against other players at your same skill level. Everyone gets the same board and sees the same Bingo balls, so winning is totally a matter of skill. The top three players in a game can win real money — anywhere from $1 to $80.

Over on the App Store, it has a 4.7-star rating (out of 5).

To get started, just download the free app and start playing your first game immediately.

3. Get $225 in Gift Cards Just for Watching the News

It’s been a historic year in news, and we’re all constantly refreshing for the latest updates. You probably know more than one news-junkie who fancies themselves an expert in respiratory illness or a political mastermind.

And research companies want to pay you to keep watching. You could add up to $225 a month in free gift cards by signing up for a free account with Swagbucks.

They’ll present you with short news clips to choose from every day, then ask you a few questions about them. For your efforts, you can choose free gift cards from Amazon, Target, Walmart, and hundreds of other retailers.

We talked to one user in Pennsylvania, 52-year-old Carolinda Hendrickson, who earned $1,200 in Amazon gift cards.

It takes about one minute to sign up, and start getting paid to watch the news

4. Turn Those Crumpled Receipts Into Free Gift Cards

Blue selective focus image of till receipts.
peepo/Getty Images

What do you usually do with your receipts? You check out, they hand you a mile-long piece of paper, and you frantically stuff it to the bottom of a grocery bag. Pretty worthless.

But a free app called Fetch Rewards will turn them into gift cards. It partners with tons of brands to give you points for every grocery receipt you share. Then you can exchange them for gift cards to places like Amazon, Walmart, Chipotle and dozens of other retailers.

And it’s perfect for those of us who don’t want to put a ton of work into this. All you have to do is send Fetch a photo of your receipt, and it does everything for you. No scanning barcodes or searching for offers — and you can use it with any grocery receipt.

When you download the app, use the code PENNY to automatically earn 2,000 points when you scan your first receipt — you’ll be well on your way to your first gift card.

Not so bad for a useless receipt, right?

5. Get $200 in Gift Cards For Watch Cooking Videos

If we told you that you could get paid to watch videos on your computer, you’d probably laugh.

It’s too good to be true, right?

But we’re serious. A website called InboxDollars will pay you in gift cards to watch short video clips online. One minute you might watch someone bake brownies and the next you might get the latest updates on Kardashian drama.

All you have to do is choose which videos you want to watch and answer a few quick questions about them afterward.

No, InboxDollars won’t replace your full-time job, but it’s possible to earn up to $225 in free gift cards each month.

It’s already paid its users more than $50 million.

Enter your email address here and you’ll immediately get a $5 bonus to get you started.

6. Get Paid up to $80/Month — Just for Sharing Your Opinion 

Taking surveys might not sound like the best way to make money, but if you’re just vegging out on the couch — or pretending to be interested in your partner’s new favorite show — why not click a couple buttons? It could earn you up to $80 a month. Seriously.

There are a bunch of paid survey sites out there, but one of the best we’ve found is Survey Junkie

They’ll ask you questions about things like, what kind of laundry detergent you use, or if you prefer Pepsi or Coke. You get points for answering, and many people accumulate enough points to request a check within a few hours. 

More than 10 million people already use Survey Junkie, and it has 4.5/5 stars on TrustPilot. Give it a try by visiting Survey Junkie and clicking the “Join Now” button. It’s free.

7. Get a Free $80 for Playing This Cell Phone Game

We all have our favorite ways to kill time. A good book, a good conversation, a hockey game.

Here’s another good time-killer: Playing games on your iPhone. And what if you could play for money? Real money?There’s a free iPhone and iPad app called Bubble Cash that pays you to play. You can get paid up to $80 via PayPal or free gift cards per win!

You might be wondering if there’s a catch. But there’s really not. Bubble Cash is free to download and is completely skill-based. And it’s quite popular. It has more than a million downloads and averages a rating of 4.5 out of 5 on the App Store.

To get started, just download the free app and start playing your first game immediately.

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6 Lessons to Take From Millionaires Who Are Really Good With Money

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Life would be a whole lot easier if someone would just Venmo us $1 million, but unfortunately the chance of that happening is, well, probably zero. (Venmo doesn’t allow transactions that large anyway.)

But even though our chances of becoming a millionaire are slim, we can still manage our money like one. No, we’re not going to tell you how to buy hundreds of shares of Apple stock. Or how to pick out the perfect yacht.

These are simple money moves any normal, non-millionaire person can make today. Each tip can get you closer to achieving your big goals.

Take a look:

1. Use This Secret Banking Account

Here’s the deal: If you’re not using Aspiration’s debit card, you’re missing out on extra cash. And who doesn’t want extra cash?

Yep. A debit card called Aspiration gives you up to a 10% back every time you swipe.

Need to buy groceries? Extra cash.

Need to fill up the tank? Bam. Even more extra cash.

This card used to have a huge waiting list, but you’re now eligible to sign up for free.

Enter your email address here, and link your bank account to see how much extra cash you can get with your free Aspiration account. And don’t worry. Your money is FDIC insured and under a military-grade encryption. That’s nerd talk for “this is totally safe.”

2. They Leave Their Family $1M

Oh, to be a millionaire. Look, not all of us have the money to set up trust funds for our loved ones. But you could still leave them up to a $1 million in life insurance — and you don’t even need to have the money in the bank.

You’re probably thinking: I don’t have the time or money for that. But this take minutes — and you could leave your family up to $1 million with a company called Bestow.

We hear people are paying as little as $8 a month. (But every year you wait, this gets more expensive.)

It takes just minutes to get a free quote and see how much life insurance you can leave your loved ones — even if you don’t have seven figures in your bank account.

3. Cancel Your Car Insurance

Here’s the thing: your current car insurance company is probably overcharging you. But, who has the time to look around for around a new company?

But a website called InsuredNation could help you save up to $500 a year.

It takes just two minutes to answer some questions, and InsuredNation’s smart matching technology will show you the insurance companies that are the best fit for you. And don’t worry — InsuredNation uses the most advanced data security and encryption technology, so all your details are safe.

The website is free to use and can even save you up to an additional 20% if you add another vehicle to your policy. You could be paying as little as $19 a month for car insurance.

InsuredNation has already helped millions of people find affordable car insurance. See how much money you could save with a new policy.

4. Buy a Company for $1

You’re a long-term investor. You want to choose your own portfolio, then set yourself up for the long haul. Sound like you? 

We found the perfect investing app — and it’s free. It’s called M1 Finance, and not only does it have some seriously powerful tools, it’s also easy to use. 

You can also buy “fractional shares” — pieces of shares — in companies. That way, you can own stock in companies like Amazon or Netflix for as little as $1. 

You can set up regular automatic deposits to funnel money to your investments. Any new money you invest will be used to rebalance your portfolio, bringing its percentages back in line with your goals.

Even better? Once you’ve deposited $1,000, you’ll get a free $30 bonus. It only takes a few minutes to sign up.

5. Get Free Stocks 

Imagine if you had bought one share of Amazon for $18 when the stock first went public. Today, it would be worth more than $20,000 — despite all the ups and downs in the stock market.

Here’s the thing about millionaires: They know the sooner you start investing, the better. And we found a company that will give you free stock to get started.

An investing app called Robinhood will give you up to $500 worth of free stock in companies like Visa, Microsoft and GE, just for downloading its app and opening a free account.

Robinhood is free and easy to navigate, which is why more than 10 million people use it — including both news junkies looking to outsmart the market and people who want to carefully put a few bucks away in a long-term investment.

It takes just a couple of minutes to sign up and get your free stock — you may even just get a share of the “next Amazon.”

6. Spend $10 to Buy an Apartment Building

Take a look at some of the world’s wealthiest people. What do they have in common? Many invest in large private real estate deals. And here’s the thing: There’s no reason you can’t, too — for as little as $10.

company called Fundrise lets you get started in the world of real estate by giving you access to a low-cost, diversified portfolio of private real estate. The best part? You don’t have to be the landlord. Fundrise does all the heavy lifting.

Fundrise’s Starter Portfolio has a minimum of only $10 and is geared toward first-time real estate investors. 

As tenants pay their rent, you could earn money through quarterly dividend payments, and over time, you could earn money off the potential appreciation of the property. Since 2014, Fundrise investors have earned roughly $100 million in dividends alone.

So if you want to get started in the world of real-estate investing, it takes just a few minutes to sign up and create an account with Fundrise.