It’s no secret America isn’t in the best spot after this 2020 dumpster fire, and your wallet might be seeing the side effects.
But there are some simple ways to save money and pad your bank account even during these trying times.
In fact, as of today, more than 1 million Americans have already taken these simple steps. They’ve been able to save hundreds, secure their families’ futures and even pay off credit card debt.
Now it’s your turn to get on board, Tennessee.
1. See if You Can Get Money From This Company
Here’s the deal: If you’re not using Aspiration’s debit card, you’re missing out on extra cash. And who doesn’t want extra cash?
Yep. A debit card called Aspiration gives you up to a 5% back every time you swipe.
Need to buy groceries? Extra cash.
Need to fill up the tank? Bam. Even more extra cash.
You were going to buy these things anyway — why not get this extra money in the process?
Enter your email address here, and link your bank account to see how much extra cash you can get with your free Aspiration account. And don’t worry. Your money is FDIC insured and under a military-grade encryption. That’s nerd talk for “this is totally safe.”
2. Cancel Your Car Insurance
When was the last time you shopped around for car insurance? Was it more than six months ago?
If so, you’re probably overpaying — by hundreds of dollars. Yep. Experts say you should compare rates twice a year to get the best deal.
Twice a year? Yeah, we don’t want to do that either.
A service called Gabi does all the shopping for you to find cheaper insurance — with the same coverage and deductibles you already have.
And it saves customers an average of $961 a year.Enter the name of your insurance company and a few other details to see how much money Gabi could save you.
3. Give Your Family up to $1,000,000
Have you thought about how your family would manage without your income after you’re gone? Chances are your checking account balance won’t last forever.
But you could still leave them up to $1 million in life insurance.
A company called Bestow can help you leave your family up to $1 million in term life insurance, and it can cost less than your monthly Netflix subscription.
We get it — it’s one more bill, and who has time to sign up? But if you were born after 1966, you can take advantage of Bestow. You don’t even need to leave your house.
We hear people are paying as little as $8 a month. (But every year you wait, this gets more expensive.)
It takes just minutes to sign up and see how much life insurance you can leave them — even if you don’t have seven figures in your bank account.
4. Put $5 in the Stock Market
Take a look at the Forbes Richest People list, and you’ll notice almost all the billionaires have one thing in common — they own another company.
But if you work for a living and don’t happen to have millions of dollars lying around, that can sound totally out of reach.
That’s why a lot of people use the app Stash. It lets you be a part of something that’s normally exclusive to the richest of the rich — buying pieces of other companies for as little as $1.
That’s right — you can invest in pieces of well-known companies, such as Amazon, Google or Apple, for as little as $1.
The best part? When these companies profit, so can you. Some companies even send you a check every quarter for your share of the profits, called dividends.
Download the Stash app here and they will give you a $5 sign-up bonus once you deposit $5 into your account.
5. Add up to 300 Points to Your Credit Score
We say credit score, and your eyes immediately glaze over. Maybe you’re only vaguely aware of what they even are. Maybe yours is ruined from a few silly mistakes. Or maybe you’ve got a great credit score, you show-off.
Either way, it’s an unavoidable truth: These three little numbers rule your life. They control where you can live, what kind of car you can afford and what kind of credit card you can get — if any.
Thankfully, a free website called Credit Sesame will take a look at your credit report and let you know exactly what you need to do to improve your score.
Take, for example, James Cooper. He didn’t know anything about credit, but Credit Sesame showed him the exact steps he needed to take to improve his score — from a 524 to 801.
Want Credit Sesame to show you exactly how to finally get your score over that 800 hump? It takes 90 seconds to sign up and get started.
6. Stop Paying Your Credit Card Company
If you have credit card debt, you know. The anxiety, the interest rates, the fear you’re never going to escape…
Your credit card is getting rich by ripping you off with insane rates, but there are other, nicer companies that’ll help you out. A website called Credible knows the best ones and could pair you up as soon as tomorrow.
Here’s how it works: Credible will match you with a loan that’ll cover your credit card tab. Use that loan to pay off your debt, then make monthly payments to repay the loan. It could lower your monthly payments and help you pay off that debt a lot faster.
Plus, no credit card payment this month.
Credible won’t make you stand in line or call a bank. And if you’re worried you won’t qualify, it’s free to check online. It takes just two minutes, and it could save you thousands of dollars. Totally worth it.
7. Find Out if You’re Overpaying for Homeowners Insurance
If you’re a homeowner, you probably have home insurance, but you hardly ever think about it. That’s good — it means you haven’t needed to use it. But it also means you don’t know if you’re being overcharged for it.
It’s easy to find out, though. To see if you’re overpaying for your policy, check out a website called SmartFinancial. It’s a digital marketplace where you can get quotes and compare rates to make sure you’re getting the best price. Homeowners can save hundreds of dollars when they switch home insurance companies this way. It takes just two minutes to get quotes from multiple insurers, so you can see all your options side-by-side. Get started here.
8. Add $225 to Your Wallet Just for Watching the News
It’s been a historic year in news, and we’re all constantly refreshing for the latest updates. You probably know more than one news-junkie who fancies themselves an expert in respiratory illness or a political mastermind.
And research companies want to pay you to keep watching the news. You could add up to $225 a month to your pocket by signing up for a free account with InboxDollars.
It’ll present you with short news clips to choose from every day, then ask you a few questions about them.You just have to answer honestly, and InboxDollars will continue to pay you every month.
This might sound too good to be true, but it’s already paid people more than $59 million.
Enter your email address here to start getting paid to watch the news. They’ll even give you $5 to get started.
*The Penny Hoarder is a Paid Affiliate/partner of Stash. This material is not intended as investment advice and is not meant to suggest that any securities are suitable investments for any particular investor. Investment advice is only provided to Stash customers.
**You’ll also bear the standard fees and expenses reflected in the pricing of the ETFs in your account, plus fees for various
Some of the links in this post are from our sponsors. We’re letting you know because it’s what Honest Abe would do. After all, he is on our favorite coin.