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50 (Legal) Ways to Make Extra Money This Month

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Do you need extra money? Who doesn’t?

Well, you’ve come to the right place. We’ve compiled a list of 50 creative ways to add more cash to your bank account this month. Which one (or five) could you do to bring in a few more bucks?

It’s a long list, but don’t get overwhelmed. Start with a couple, then bookmark this page so you can return later to try something else.

We’ll keep it updated as offers change or expire.

Without further delay, here are 50 legal ways to make money:

1. Get Paid to Play Bingo

There’s a free iPhone app called Bingo Cash  that pays you up to $80 every time you win bingo.

The game is based on a classic Bingo format — plus tons of variations on the game. You’ll battle it out against other players at your same skill level. Everyone gets the same board and sees the same Bingo balls, so winning is totally a matter of skill. The top three players in a game can win real money — anywhere from $1 to $80.

Over on the App Store, it has a 4.7-star rating (out of 5).

To get started, just download the free app  and start playing your first game immediately.

2. Let This App Pay You up to $83 When You Win Solitaire Games

Lots of us already play Solitaire on our phones for fun or just to pass the time. Want to see if you can win money at it?

There’s a free app called Solitaire Cash that pays you up to $83 ever time you win.

You might be thinking: There’s got to be a catch. This is definitely one of those spammy apps, right?

Wrong. There really isn’t a catch. Sure, you can pay to play in some higher-stakes tournaments, but there’s no pressure. And, in fact, there aren’t even any annoying ads.

Over on the App Store, it has over a million downloads and more than 15,000 ratings, averaging 4.7 stars (out of 5).To get started, just download the free app and start playing your first game immediately.

3. Invest in Famous Art (Even if You’re Not a Millionaire)

Here’s the deal: If you’re not investing in contemporary art, you might be missing out on an asset whose prices have historically outpaced the S&P by 164% from 1995 – 2020. (FYI, the S&P tracks 500 of the largest companies in the stock market)

You’re probably thinking you need at least a few more zeros in your checking account before you can even start thinking about that, right?

But a company called Masterworks lets normal people like us invest in multimillion-dollar works of art — something normally only available to the super rich.

But you don’t need hundreds of thousands of dollars to buy a masterpiece outright; with Masterworks, you can invest in multimillion dollar paintings.

It takes less than a minute to sign up for a free account .

Investing in contemporary art is a long-term strategy, so patience pays off here — literally. But once your piece of art sells, you get your share of the potential profits.

4. Get Paid $225 Just for Going down a Rabbit Hole on Your Phone

A woman wearing converse and jeans works on an Apple laptop.
Carmen Mandato/ The Penny Hoarder

We’ve all been there. You sit down at the end of the day to unwind on your phone, and suddenly it’s two hours later and you’re in the weird part of YouTube again. How did I even get here? 

But you don’t need to feel guilty about it anymore. Research companies will actually pay you to go down these video rabbit holes.

You could add up to $225 a month to your pocket by signing up for a free account with InboxDollars . They’ll present you with short video clips to choose from every day, then ask you a few questions about them.

You just have to answer honestly, and InboxDollars will continue to pay you every month. This might sound too good to be true, but it’s already paid its users more than $60 million.

It takes about one minute to sign up and start getting paid for your nightly zone-out.

5. Get a Free $80 for Playing This Cell Phone Game

Lots of us already play games on our phones for fun or just to pass the time. Want to see if you can win money at it?

There’s a free app called Bubble Cash that pays you for popping bubbles!

The game is based on a classic bubble-shooter format, and you’ll battle it out against other players within your skill level to see who can clear the board fastest. Everyone gets the same layout, so winning is totally a matter of skill. The top three players who clear their board fastest can win real money — anywhere from $1 to $83.

Over on the App Store, it has more than a million downloads and more than 12,500 ratings, averaging 4.6 stars (out of 5).

To get started, just download the free app and start playing your first game immediately.

6. Earn up to $69/Hour Working From Home

Truth be told, life would be a lot easier if you could just make money without leaving the house. But that’s not something most employers offer. But have you considered bookkeeping? It’s the No. 1 most profitable business, according to an article in Inc Magazine.

And you could earn up to $69 an hour by starting your own bookkeeping business, according to Intuit, the creator of QuickBooks.

You don’t have to be an accountant or good at calculus to be successful at bookkeeping. As long as you’re motivated, a company called Bookkeepers.com will teach you everything you need to know. It’s one of the leading training courses in the field, and it even gives you the first three classes for free .

It’s helped thousands of people launch their own businesses, including Daniel Honan, a military veteran and former painter. He never considered starting his own company, but he signed up for Bookkeepers.com, and now he’s making $50,000 a year.

It only took him three months to get started, taking one class a week. Oh, and he makes his own schedule, earns up to $69 an hour and is able to spend more time with his wife than ever.

If you’re just a little curious, you just have to submit your email address here to take the first free class. If you stick with it, you could be running your own business in just a few months.

7. Get Paid up to $80/Month — Just for Sharing Your Opinion

Taking surveys might not sound like the best way to make money, but if you’re just vegging out on the couch — or pretending to be interested in your partner’s new favorite show — why not click a couple buttons? It could earn you up to $80 a month. Seriously.

There are a bunch of paid survey sites out there, but one of the best we’ve found is Survey Junkie .

They’ll ask you questions about things like, what kind of laundry detergent you use, or if you prefer Pepsi or Coke. You get points for answering, and many people accumulate enough points to request a check within a few hours.

More than 10 million people already use Survey Junkie, and it has 4.5/5 stars on TrustPilot.

Give it a try by visiting Survey Junkie and clicking the “Join Now” button. It’s free.

8. Copy This Strategy To Get a $526 Refund

Chances are you do some of your online shopping at Target and Walmart. Whether it’s pet food, toilet paper or even gifts, you’re probably leaving money on the table.

A free website called Rakuten  has the hookup with just about every online store you shop, including Target and Walmart, which means it can give you a kickback every time you buy.

In fact, since Denver resident Colleen Rice started using Rakuten, it’s sent her checks in the mail totaling $526.44. For doing nothing. Seriously. Rice says she uses Rakuten for things she already has to buy, like rental cars and flights.

It takes less than 60 seconds to create a Rakuten account  and start shopping. All you need is an email address, then you can immediately start shopping your go-to stores through the site.

9. Get up to $200 in Free Stock

If you feel like you don’t have enough money to start investing, you’re not alone. But guess what? You really don’t need that much — and you can even get free stocks (worth up to $200!) if you know where to look.

Whether you’re got $5, $100 or $800 to spare, you can start investing with Robinhood .

Yeah, you’ve probably heard of Robinhood. Both investing beginners and pros love it because it doesn’t charge commission fees, and you can buy and sell stocks for free — no limits. Plus, it’s super easy to use.

What’s best? When you download the app  and fund your account (it takes no more than a few minutes), Robinhood drops a share of free stock into your account. It’s random, though, so that stock could be worth anywhere from $2.50 to $200 — a nice boost to help you build your investments.

10. Get Paid up to $600/Week to Drop off Starbucks

Your city is filled with two things: Starbucks, and people who want Starbucks.

An app called Doordash will pay you to pick up and deliver an extra latte when you’re already out and getting your caffeine fix. And it’s not just coffee. You can deliver from Chipotle, Chick-fil-A, Five Guys and hundreds of other restaurants in your area.

With Doordash , you set your own hours and work as much or little as you want, meaning how much you make is up to you.

You’ll earn money for each delivery, plus tips. Jose Neri, from California, reports earning $500 to $600 a week working just lunches and dinners.

The best part? No passengers — that grande, no-whip macchiato will be the only thing to hear your beautiful singing voice.

If you sign up for Doordash now, it’s possible to get your first paycheck this week.

11. Grow a Special Herb at Home

No, not that one. Catnip grows as a weed in many areas, and a quick read of a guide to growing catnip will make you an expert. Many growers sell packets of the dried leaves online.

12. Cancel Your Car Insurance

Here’s the thing: your current car insurance company is probably overcharging you. But don’t waste your time hopping around to different insurance companies looking for a better deal.

Use a website called EverQuote to see all your options at once.

EverQuote is the largest online marketplace for insurance in the US, so you’ll get the top options from more than 175 different carriers handed right to you.

Take a couple of minutes to answer some questions about yourself and your driving record. With this information, EverQuote will be able to give you the top recommendations for car insurance.

In just a few minutes, you could save up to $610 a year.

13. Sell Your Clothes For Cash

The unworn clothes in the back of your closet aren’t making you any money — but they could. Instead of trashing what you’ve outgrown, sell your great-condition pieces online for some real money.

Websites like ThredUp, Poshmark or even eBay can help you make real money when you clean out your closet.

14. Become a Mystery Shopper

Got an eye for great service? You could make money — and get the occasional free meal — as a mystery shopper.

Companies want to know the employees serving their customers are putting a good face on the brand. Because a CEO of a huge chain can’t pull an “Undercover Boss” every week, many companies send mystery shoppers into the field to rate the customer experience.

This can be a simple way to make extra money — if you’re efficient. Here’s what to do — and what not to do — if you want to be a successful mystery shopper.

15. Get Paid to Drink Beer

Carmen Mandato/The Penny Hoarder

The craft beer industry is hoppin’, so take advantage of it by, well, getting paid to visit breweries.

When you sign up as a mystery shopper, it’s your job to go to a grocery store, gas station, restaurant or, in this case, a breweries, and provide anonymous feedback.

Now, you can get paid to mystery shop — and drink — at breweries in your area through Secret Hopper. (Clever, right?)

The company is looking for detail-oriented beer-drinkers to hop around to different breweries and objectively rate and review their experiences. One Penny Hoarder gave the gig a try. He paid $16 on his visit to a local brewery. Secret Hopper paid him $20 via PayPal within a few days.

So, no, you’re not going to get rich, but you will get free beer, and that makes us hoppy.

All you have to do is sign up, then it’ll contact you when you’re needed.

16. Get up to $250,000 From This Company

Need a little extra cash to pay off credit card debt, remodel your house or to buy a big purchase?

We found a company willing to help.

Here’s how it works: If your credit score is at least 620, Fiona can help you borrow up to $250,000 (no collateral needed) with fixed rates starting at 2.49% and terms from 6 to 144 months.

Fiona won’t make you stand in line or call a bank. And if you’re worried you won’t qualify, it’s free to check online . It takes just two minutes, and it could save you thousands of dollars.

Totally worth it.

17. Get Paid Up to $5 Every Time You Share Your Honest Opinion

If you’re turning blue in the face waiting for a raise at work, it might be time to quit holding your breath and start speaking your mind to someone who wants to listen.

Brands want to hear your opinion to help inform their business decisions on everything from products and services to logos and ads — and they’re willing to pay you for it.

A free site called Branded Surveys will pay you up to $5 per survey for sharing your thoughts with their brand partners.

It takes just a minute to create a free account and start getting paid to speak your mind. Most surveys take five to 15 minutes, and you can check how long they’ll take ahead of time.

And you don’t need to build up tons of money to cash out, either — once you earn $5, you can cash out via PayPal, your bank account, a gift card or Amazon. You’ll get paid within 48 hours of your payout being processed, just for sharing your opinions.

They’ve already paid users more than $20 million since 2012, and the most active users can earn a few hundred dollars a month. Plus, they’ve got an “excellent” rating on Trustpilot.

It takes just a minute to set up your account and start getting paid to take surveys . Plus, right now, you’ll get a free 100-point welcome bonus just for becoming part of the community.

18. Get Paid Every Time You Buy Toilet Paper

Grocery shopping was never exactly pleasant. But these days, it’s a downright struggle. Fighting crowds; keeping six feet of space — just buying toilet paper is a feat. Shouldn’t you have something to show for it?

A free app called Fetch Rewards will reward you with gift cards just for buying toilet paper and more than 250 other items at the grocery store.

Here’s how it works: After you’ve downloaded the app, just take a picture of your receipt showing you purchased an item from one of the brands listed in Fetch. For your efforts, you’ll earn gift cards to places like Amazon or Walmart.

You can download the free Fetch Rewards app here to start getting free gift cards. Over a million people already have, so they must be onto something…

19. Be a Mock Juror

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A mock or surrogate juror reviews evidence and renders a decision to help lawyers prepare for real cases. Participation usually requires a full day cooped up in a hotel conference room.

Fortunately, there are online surrogate juror options, too: eJury and OnlineVerdict. Those opportunities pay $5 to $60, but they can take less than an hour.

To qualify as an online juror, applicants must be:

  • A U.S. citizen
  • 18 years or older
  • Free of any past felony convictions

Creating an account for either site above is free but will require a questionnaire that will ask very personal questions about your age, marital status, criminal history, income, political opinions and more.

20. Turn Your Junk Mail Into Cash

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You know all those flyers and advertisements you get in the mail each day? The ones you never wanted but have no idea how to opt out of?

Well, you can turn them into cash.

The Small Business Knowledge (SBK) Center is a market research company that wants to get a peep insight your mailbox. Join its consumer panel, and start shoveling that junk mail into a postage-paid envelope and, at the end of each week, send it over to the SBK Center.

No, you won’t be rolling in extra cash, but you can earn up to $20 every six to 10 weeks.

21. Get Paid to Drop a Few Pounds

A woman swims in a pool.
Heather Comparetto/The Penny Hoarder

Bottom line: HealthyWage will literally pay you for losing weight.

Not only are you getting more healthy, you’re also making some money. How’s that for motivation?

Here’s how it works:

  1. Read more about HealthyWage, and sign up.
  2. Define a goal weight and the amount of time you’ll give yourself to achieve it.
  3. Place a bet on yourself ranging from $20 to $500 a month.

Depending on how much you have to lose, how long you give yourself to do it and how much money you put on the table, you could win up to $10,000!

Wondering if it can really work? We talked to one woman, Christina Castro, who lost 84 pounds — and made $1,191.

22. Make Your Own Schedule as a Data-Entry Clerk

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Data entry isn’t the best-paying online job, but it is one you can do with few skills or previous experience — all you need is a solid internet connection and a computer, and you must be at least 18 years old.

Pay ranges on a per-hour or per-project basis. Typically, you can pick up jobs as frequently as you’d like through freelance broker sites like Smart Crowd and Clickworker.

23. Clean up Search Engine Mistakes

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Search engines use complicated algorithms to determine the results you see — and they don’t always get it right.

They’re vulnerable to errors, so they need real humans to look at the results and judge them for quality, relevance and usefulness. And those humans can get paid around $12 an hour for the work.

If you want to get paid to clean up Google’s mess (or Bing’s or Yahoo!’s), look for a job as a search engine evaluator.

Tech company Lionbridge is typically hiring for these jobs, and it pays $12 to $15 an hour.

24. Sell Thrift Store Finds on eBay

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Selling your possessions on the auction site eBay is one way to pocket some cash quickly.

You can also make money by buying designer clothes for cheap, then selling them on the site to the highest bidder. If you have an eye for fashion — or at least the most popular labels — you can track down inventory at local thrift stores.

Create listings for your items, making sure to include well-written item descriptions and quality photographs to give your listings a professional polish (and get top dollar). Check out similar items to get a sense of where to set your starting bid, and be sure to incorporate the costs of shipping and eBay’s seller fees into your price.

Penny Hoarder Kat Tretina resold designer jeans by starting with a minimal investment — packaging tape and a scale to weigh packages for shipping — and ended up more than tripling her money.

How much money can you make? Your profitability depends upon what you’re selling, but for working 10 to 15 hours a month, Tretina made $500 to $800.

25. Create a Blog and (Potentially) Earn Millions

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Want to start your own website? Turn it into some money?

It’ll take quite a bit of dedication, but it can really pay off.

Take, for example, Helene Sula, a professional travel blogger who visited more than 85 cities last year and earned $200,000, in part through her blog, “Helene in Between.”

We recommend you start by building up your high-quality content. Then you can look into advertising platforms like Google AdSense, a tool that automatically serves your readers display ads. The price advertisers pay varies, so there’s no way to say how much you can make using Google AdSense, but you’ll get paid when a reader interacts with the ad.

If you want all the details, check out our guide to starting a blog, gaining page views and monetizing it.

26. Stream on Twitch

Chris Zuppa/The Penny Hoarder

Your mom was wrong. Playing video games might not be a waste of your time after all.

Cory Michael started streaming his gaming sessions and over four years attracted 29 million people to watch him tackle Destiny and other multiplayer online games. As a result, Twitch accepted his partnership application and agreed to pay him to play.

How much money can you make? Michael explained to The Penny Hoarder that there are three ways to make money streaming on Twitch: tipping, ad revenue and subscriptions. Top Twitch streamers can earn hundreds of thousands of dollars per month.

27. Rent out Your Ping-Pong Table

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Got a Ping-Pong table you don’t use? Someone might need it for a party, so why not rent it out? You can make money with almost anything in your home now thanks to websites like Zilok that make it easy to rent out your stuff.

Zilok is free for individual members to create listings, but rental businesses have to pay fees. To list your item on Zilok, you’ll have to create a post with a description, photos and a price per day. Once a renter finds your product, Zilok takes a commission depending on the listing price. For everything under $10, the commission fee is $1. Fees range between 5% and 9% for all other price categories.

28. Sell Your Friendship

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Get paid to be someone’s buddy! We’re not kidding.

You can register to become a friend at RentAFriend.com, where paying users can contact you to attend concerts, sporting events, family functions, VIP events and more.

You can charge up to $50 an hour and set your own schedule.

Friends working full time (five days a week) earn up to $2,000 a week, plus free dinners and access to those events I mentioned.

What could you do as a friend for 40 hours a week?

First of all, the site clarifies that it is “solely a platonic friendship website” — beyond that, options are endless.

If you have a special skill, like cooking or speaking a foreign language, you could teach them. Some people traveling or new to an area hire a friend to show them the town.

Some people just want someone to talk to.

29. Let NASA Pay You to Stay in Bed All Day

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Unfortunately, we haven’t found a way to get paid as a professional napper, but this opportunity is pretty darn close: NASA will pay volunteers to take part in bed rest studies.

Yup — you turn yourself into a test subject and spend 60 days in bed, all in the name of science.

It might be tougher than you think, though. You’ve got to shower, dress, exercise and eat… all from your bed.

The good news is the gig pays. One of the more recent calls for volunteers offered $19,000 for 60 days.

30. Do Online Transcription

A woman works on her laptop while sitting on a public bench downtown.
Carmen Mandato/The Penny Hoarder

Those listening skills you honed by eavesdropping on your roommates’ conversations could finally pay off with a job in online transcription.

Transcription jobs usually require an assessment test to gauge your typing speed and accuracy. Depending on the service, you could be listening to a car commercial or court hearings, so find out what you’re getting into before you apply.

Cherry wishes she had known that tip before she signed up for her first transcription gig, which brought in $85.15 over six months for a job that required extensive testing and a lot of studying to follow a strict style guide.

“For that first transcription job, oh my gosh, I spent hours on that, and I got paid so little,” Cherry said. “I wish I would have just, in the beginning, told myself, ‘Hey, this just isn’t going to be worth it. Find something else.’”

Cherry had better luck after discovering the transcription service Rev, which offered a user-friendly platform and more lucrative projects.

How much money can you make? Making 40 cents to 75 cents per minute of transcription at Rev, Cherry earned $87.45 in one month for less than four hours of work.

31. Answer the Phone

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Have you ever considered doing customer service from the comfort of your home? An increasing number of companies are hiring work-from-home customer service reps, instead of running call centers.

These jobs can be full– or part-time and offer a variety of schedules, including daytime, evening and weekend shifts with a range of pay depending on the position and location.

Your job is usually to answer customer questions over the phone or via online chat. You may find sales positions that include higher pay and performance incentives; or technical support positions, which are best if you’re tech-savvy and have an interest in helping people understand technology.

You should enjoy helping people, though! You know how a bad customer service call can totally ruin your day? You don’t want to be the bad rep on the other end of that call.

32. Create and Sell Courses

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Are you a self-taught coder with a knack for simplifying instructions? You could create an online course about it. Maybe you’re an expert at finger-picking techniques on acoustic guitar; you could make a course about that, too.

If you’re good at explaining whatever it is you specialize in, people out there are eager to learn, and with Udemy, you can create and host online courses — no master’s degree required.

33. Get Crafty (But Not Too Crafty, If You Don’t Want)

Michael House for The Penny Hoarder

If you’re a creative, consider selling your art on Etsy. Although there are some fees, including the 5% transaction charge, the marketplace connects with more than 33 million buyers globally.

Those are a lot of potential customers.

If you aren’t necessarily the artsy type, you could still make money on Etsy by selling craft supplies. For example, Penny Hoarder contributor Janet Berry-Johnson made about $200 a month selling needlecraft kits and patterns.

34. Publish a Kindle Book

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If you’re a subject-matter expert or have an intriguing life experience, you could write a book. But there’s no need to send it off to all the major publishing houses in New York City.

You can publish ebooks through Amazon’s Kindle Direct Publishing platform. Penny Hoarder contributor Steve Gillman wrote a book in a week. Note: Ebooks don’t have be hundreds of pages long. Gillman found many books as short as 6,000 words.

After publishing on Amazon, he started making $350 a month. The best part? He continued to make money, even months and years later. He outlines exactly how he did it and the best tips and tricks for you.

35. Swap Books for Amazon Gift Cards

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Have old college textbooks taking up valuable shelf space? You could host a garage sale or sell them on Craigslist, but one of the easiest ways to get rid of them is through Amazon.

With Amazon Trade-In, you can trade in your used textbooks, plus other items, like electronics, in exchange for an Amazon gift card.

Enter the item’s information on Amazon’s Trade-In page to see how much you could pocket. Shipping is free.

36. Teach English as a Second Language

A woman uses hand puppets to teach a class online.
Photo courtesy of Angela Brumbaugh

If a classroom full of grimy squealing kids isn’t your scene… we get it. You can still work as a teacher. Better yet: You work as a teacher, set your own hours and work from home.

There are several online-learning platforms focused on teaching English as a second language to students in other countries.

Angela Brumbaugh is a QKids teacher. She teaches 36 half-hour sessions a week and makes up to $20 an hour.

“The curriculum is set for you before class, and your job is to simply guide the children through the lesson, offering guidance, smiles and tons of encouragement,” she says. That’s a big perk for many: No lesson planning.

“The students are hard-working, curious and light up the classroom with their smiles,” she says. “Class time actually goes by fast, and the only con I can see is sometimes I wish I had more time to spend with them!”

37. Become a Life Coach

Two women sit together and discuss materials appearing on a laptop and a mobile device.
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According to a Forbes’ article on surprising six-figure jobs, about 20% of life and business coaches top $100,000 annually.

The article notes that “No special degree or training is required,” but if you want, you can get certified by the Universal Coach Institute. You can coach your clients by phone and email from the comfort of your home.

38. Pretend to Be a Patient

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Fake patients, more formally known as “standardized patients,” are used to train new doctors. It’s essentially an acting job, as explained in NPR’s profile of Gabrielle Nuki. The 16-year-old is paid $15 to $20 per hour to play different roles while medical students examine her.

If you can act and don’t mind being poked and prodded by aspiring doctors, you can look for this work at a number of medical schools.

39. Earn up to $30/Day Watching Movies

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When he was just getting started, The Penny Hoarder CEO Kyle Taylor used to get paid to attend movie premieres. He got $30 to see a Harry Potter premiere! (He would have totally gone for free.)

Theaters and movie studios want to collect data about the audience that attends their movie premieres. They want to know how many people buy tickets on opening day, which screening time is most popular and which previews are being shown. And they want independent data from third party evaluators — that’s where you come in.

These are known as “in-theater checks” and to apply, you’ll need to fill out an application with one of the largest mystery shopping companies, Certified Field Associates. The application is just a few questions long and nearly everyone in the United States and Canada is eligible to be hired.

In-theater checks don’t have huge paydays attached to them, but you can usually expect to make between $10 to $20 per hour.

40. Monetize Your Doodles

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We talked to one guy who sells his art online and makes $2,000 a month.

His whole life, he always doodled in the corners of notebooks and napkins, but he never imagined he could make a living from it. Now he sells his imaginative drawings of pizza and sharks and dinosaurs.

Here are some tips to get started:

  • Start small.
  • Create marketable products.
  • Push yourself. Look for opportunities to get better in your own work, even if it’s just watching YouTube tutorials.

41. Get the Props You Deserve for Being Active

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If you live an active lifestyle (or need an incentive to become more active), the Achievement app will reward you for making healthy moves, including upping your step count and logging your sleep.

Achievement connects to your phone’s health apps and runs in the background, so it works passively. Many users report being happily surprised when logging on and checking their progress.

Once you earn 10,000 points, you’ll score $10, which you can deposit directly into your bank account.

Pro tip: Achievement connects to more than 30 Android and iOS health-related apps, including MyFitnessPal and Garmin. The more apps you connect, the more earning opportunities..’”

42. Do Odd Jobs

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TaskRabbit helps you connect with people in your area who need help getting things done — anything from picking up dry cleaning to calling customer service and tolerating the hold music.

Keep an eye out for virtual tasks, which are mostly centered around personal assistance, administrative work or research help. You can do those an earn money without even walking out your door.

Rest assured you won’t be getting paid pennies to solve someone’s Excel woes. Check out these tips from users who make more than $2,000 a week through the app.

43. Get Paid to Tutor Kids Online

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Getty Images

Love kids but don’t want to commit to the classroom?

You can get paid to tutor students online. Take notes from this former teacher, who makes up to $75 an hour.

If you’re not sure where to start, we’ve rounded up a list of companies hiring online tutors.

44. Sell Your Smartphone Photos

A person takes a photo of a Christmas tree outside.
Tim Snell under Creative Commons

If you have a smartphone and a photographic eye, making money may have just gotten a lot easier. Oh – you’ll also need access to marketable scenery.

An app called Foap lets you turn your smartphone photos into cash.

Here’s how it works:

1. Download the free app and create an account.

2. Take a quality photo and upload it to Foap’s marketplace.

3. Someone buys the license to your photo for $10. You make $5.

If your photo sells 20 times, you make $5 each time and end up with $100 in your pocket — all for about five minutes of work. Pretty cool, right?

45. Start Freelancing

A woman talks on the phone while working on her laptop outside,
Carmen Mandato/The Penny Hoarder

Making a living as a freelance writer, editor or both is possible. Just take notes from Jamie Cattanach, who, in her first year as a full-time freelancer, made more than $50,000. That was several thousand more than she made while working full time on a salary.

Starting her freelance business wasn’t exactly a breeze, so she offered some advice to budding freelance writers.

46. Rent out Your Old Baby Gear

A woman walks out of the YMCA in workout clothes while pushing her twin babies in a double stroller.
Sharon Steinmann/The Penny Hoarder

Are you a mom?

You’ve probably got a lot of baby gear. Think: a crib, a car seat, a playset. Don’t let them collect dust when your kid starts growing out of all that stuff. You can rent out those old baby necessities to traveling parents. Because it costs how much to check a stroller on a plane?!

Check out this peer-to-peer rental site called goBaby. There, parents who are traveling can hit you up for that stroller or car seat so they don’t have to travel with the cumbersome gear.

And you can make some money. Sounds like a win-win.

47. Work from Someone Else’s House

Working from home is wonderful, but sometimes it’s nice just to experience a new space — perhaps in a new town or a new country.

Consider house sitting. People will pay you big bucks to look after their house (and maybe a pet or two) while they’re away.

If you’re not sure where to find these types of gigs, there are tons of websites out there that’ll help, including House Sitters America and Mind My House.

48. Search for Unclaimed Money

State treasuries throughout the U.S. have more than $43 billion in unclaimed funds, according to The New York Times. Just sitting around! Waiting for you to come play lost and found.

To take matters into your own hands and see if you have any unclaimed money floating around, check with the National Association of Unclaimed Property Administrators.

Penny Hoarder reader Kelli Howell heeded our advice, performed a quick search and found unclaimed money in her husband’s name. He was entitled to $56 from a “matured insurance policy.”

Sure, it’s $56, but that’s not bad for an unexpected check, right? We’ll take it!

49. Get Paid to Sleep

Is there a better way to make money? Not that we can think of. But it’s true: You can get paid just for sleeping.

Research facilities around the world are willing to pay people to participate in sleep studies. We talked to one woman who made $12,000 doing this. Here’s how she did it.

50. Sell Someone Else’s Stuff

Selling Craigslist freebies is a great way to make a profit quickly, because you get the items for free. You could even have cash in hand today.

Go to the free section on Craigslist and look for things that are close to you and easy to sell immediately. They could be scraps from a job site or metal items you can sell, for example.

For a quick turnaround, avoid items like furniture or electronics. These can be good to sell, but they’ll take longer.

Cash in your treasures by reselling on Craigslist, including them in a rummage sale or selling to specialty buyers, like a pawn shop or a local business.

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7 Ways to Boost Your Checking Account Balance By $100

Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners.

When you’ve got money to spare, $100 might not seem like a lot.

A crispy Benjamin might get you a nice dinner at your favorite restaurant (go ahead, order dessert), or cover your phone bill for a month.

But $100 only goes so far, right?

We disagree.

We’ll definitely hustle a little harder to earn an extra $100. Here’s how.

1. Let This App Spot You a Few Bucks When You Need It

It’s happened to all of us at some point  — the dreaded overdraft. It’s not only embarrassing if your card gets declined at the grocery store over a few bucks, but the fees that come with it only put you further into a hole. Double yikes.

But a banking app called Chime  wants to protect you from both of those problems with its SpotMe® feature1. It’s a fee-free overdraft protection that lets you overdraft up to $200 (for eligible members) without penalty.

Yep. Just sign up for a free Chime checking account and set up a qualifying $200 monthly direct deposit to take advantage of this face-saving tool. You’ll also get access to other sweet features, like getting paid up to two days2 earlier with direct deposit, help automatically growing your savings and access to more than 60,000 fee-free3 ATMs.

Signing up  takes just a few minutes. You’ll need your Social Security number handy — but don’t worry, your information is protected by bank-level security, FDIC insurance and two-factor authentication.

2. Get Paid to Play Bingo

There’s a free iPhone app called Bingo Cash  that pays you up to $80 every time you win bingo.

The game is based on a classic Bingo format — plus tons of variations on the game. You’ll battle it out against other players at your same skill level. Everyone gets the same board and sees the same Bingo balls, so winning is totally a matter of skill. The top three players in a game can win real money — anywhere from $1 to $80.

Over on the App Store, it has a 4.7-star rating (out of 5).

To get started, just download the free app  and start playing your first game immediately.

3. Get Paid up to $80/Month — Just for Sharing Your Opinion 

Taking surveys might not sound like the best way to make money, but if you’re just vegging out on the couch — or pretending to be interested in your partner’s new favorite show — why not click a couple buttons? It could earn you up to $80 a month. Seriously.

There are a bunch of paid survey sites out there, but one of the best we’ve found is Survey Junkie  . 

They’ll ask you questions about things like, what kind of laundry detergent you use, or if you prefer Pepsi or Coke. You get points for answering, and many people accumulate enough points to request a check within a few hours. 

More than 10 million people already use Survey Junkie, and it has 4.5/5 stars on TrustPilot. 

Give it a try by visiting Survey Junkie  and clicking the “Join Now” button. It’s free.

4. Invest in Famous Art (Even if You’re Not a Millionaire)

Here’s the deal: If you’re not investing in contemporary art, you might be missing out on an asset whose prices have historically outpaced the S&P by 164% from 1995 – 2020. (FYI, the S&P tracks 500 of the largest companies in the stock market) 

You’re probably thinking you need at least a few more zeros in your checking account before you can even start thinking about that, right?

But a company called Masterworks lets normal people like us invest in multimillion-dollar works of art — something normally only available to the super rich. 

But you don’t need hundreds of thousands of dollars to buy a masterpiece outright; with Masterworks, you can invest in multimillion dollar paintings.

It takes less than a minute to sign up for a free account .

Investing in contemporary art is a long-term strategy, so patience pays off here — literally. But once your piece of art sells, you get your share of the potential profits.

5. Let This App Pay You up to $83 When You Win Solitaire Games

Lots of us already play Solitaire on our phones for fun or just to pass the time. Want to see if you can win money at it?

There’s a free app called Solitaire Cash  that pays you up to $83 ever time you win.

You might be thinking: There’s got to be a catch. This is definitely one of those spammy apps, right?

Wrong. There really isn’t a catch. Sure, you can pay to play in some higher-stakes tournaments, but there’s no pressure. And, in fact, there aren’t even any annoying ads.

Over on the App Store, it has over a million downloads and more than 15,000 ratings, averaging 4.7 stars (out of 5).To get started, just download the free app  and start playing your first game immediately.

6. Get a Free $225 in Cash

If we told you you could get free money just for watching videos on your computer, you’d probably laugh. It’s too good to be true, right? But we’re serious.

A website called InboxDollars will pay you to watch short video clips online. One minute you might watch someone bake brownies and the next you might get the latest updates on Kardashian drama.

All you have to do is choose which videos you want to watch and answer a few quick questions about them afterward. Brands pay InboxDollars to get these videos in front of viewers, and it passes a cut onto you.

InboxDollars won’t make you rich, but it’s possible to get up to $225 per month watching these videos. It’s already paid its users more than $56 million.

It takes about one minute to sign up, and you’ll immediately earn a $5 bonus to get you started.

7. Cancel Your Car Insurance

Here’s the thing: your current car insurance company is probably overcharging you. But don’t waste your time hopping around to different insurance companies looking for a better deal. 

Use a website called EverQuote  to see all your options at once. 

EverQuote is the largest online marketplace for insurance in the US, so you’ll get the top options from more than 175 different carriers handed right to you. 

Take a couple of minutes to answer some questions  about yourself and your driving record. With this information, EverQuote will be able to give you the top recommendations for car insurance. 

In just a few minutes, you could save up to $610 a year.


Chime is a financial technology company, not a bank. Banking services provided by, and debit card issued by, The Bancorp Bank or Stride Bank, N.A.; Members FDIC.

1 Eligibility requirements apply. Overdraft only applies to debit card purchases and cash withdrawals. Limits start at $20 and may be increased up to $200 by Chime. See chime.com/spotme.

2Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.

Out-of-network ATM withdrawal fees may apply except at MoneyPass ATMs in a 7-Eleven, or any Allpoint or Visa Plus Alliance ATM.

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5 Money Moves for Canadians to Make Before the End of The Week

Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners.

Life would be a whole lot easier if someone would just Venmo us $1 million, but unfortunately the chance of that happening is, well, probably zero. (Venmo doesn’t allow transactions that large anyway.)

But even though our chances of becoming a millionaire are slim, we can still manage our money like one. No, we’re not going to tell you how to buy hundreds of shares of Apple stock. Or how to pick out the perfect yacht.

These are simple money moves any normal, non-millionaire person can make today. Each tip can get you closer to achieving your big goals.

Take a look:

1. Get Paid to Play Solitaire

There’s a free app called Solitaire Cash that pays you up to $83 every time you win.

You might be thinking: There’s got to be a catch. This is definitely one of those spammy apps, right?

Wrong. There really isn’t a catch. And, in fact, there aren’t even any annoying ads.

Over on the App Store, it has over a million downloads and more than 15,000 ratings, averaging 4.7 stars (out of 5).

To get started, just download the free app and start playing your first game immediately.

2. Hate Budgeting? Do This Instead… 

Part of financial self-care is building new and better habits — like sticking to a budget. Don’t want to budget? Try the budget for people who hate budgets.

The 50/30/20 method for budgeting is one of the simplest ways to get your spending in check. No 100-line spreadsheets or major lifestyle changes required.

Here’s how it works: Take your total after-tax income each month, and divide it in half. That’s your essentials budget (50%). Take the rest, and divide it into personal spending (30%) and financial goals (20%).

Let’s break it down: That’s 50% for things like utilities, groceries, medications, minimum debt payments and other essential spending. Then there’s 30% for fun: Thai takeout, your Netflix subscription, dressing up a skeleton on your lawn for Halloween.

That leaves 20% for your financial goals, like additional debt-reduction payments (anything above the minimum monthly payment) along with retirement savings and investments.

3. Get Paid $225/Month to Watch the News

It’s been a historic year in news, and we’re all constantly refreshing for the latest updates. You probably know more than one news-junkie who fancies themselves an expert in respiratory illness or a political mastermind.

And research companies want to pay you to keep watching.You could add up to $225 a month to your pocket by signing up for a free account with Swagbucks . They’ll present you with short news clips to choose from every day, then ask you a few questions about them.

You just have to answer honestly, and Swagbucks will continue to pay you every month. This might sound too good to be true, but it’s already paid its users more than $429 million.

We talked to one user in Pennsylvania, 52-year-old Carolinda Hendrickson, who earned $1,200 in a year.

It takes about one minute to sign up, and start getting paid to watch the news .

4. Grow Your Wealth By Learning From Others

One of the best ways to get your money in order? Learning from others! These could be the millionaires themselves, personal finance experts or real-life people who’ve had success. Search the internet for blogs and websites, listen to podcasts and read books.

Here are a few of our favorite resources (ahem, besides ourselves):

  • “How to Money” podcast
  • “The Total Money Makeover” by Dave Ramsey
  • “The Side Hustle Show” podcast
  • “Rich Dad, Poor Dad” by Robert Kiyosaki
  • “The Money Nerds” podcast
  • “The Richest Man in Babylon” by George Samuel

5. Get a Free $105 for Playing Games

There’s a free app called Bubble Cash that pays Canadians up to $105 ($83 USD) every time they win.

The game is easy to play — just match three bubbles of the same color, then use your finger to aim and blast them away to clear the board

Bubble Cash has more than a million downloads and averages a rating of 4.5 out of 5 on the Canadian App Store.

To get started, just download the free app and start playing your first game immediately.

Note: Monetary amounts are shown in U.S. dollars.

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Drowning in Credit Card Debt? This App Will Pay It Off For You

Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners.

Credit card debt is  like a money-grubbing evil spirit that never goes away and drains your bank account dry. 

It’s the most expensive kind of debt you can have. First you start falling behind on your monthly payments. Next thing you know, they’re gouging you something fierce by charging you more than 20% interest on your balance. You end up paying so much interest that you can never pay off what you owe.

If you’re in this boat, you need to check out a mobile app called Tally . It pays off your high-interest credit cards by giving you a line of credit with a better interest rate. You consolidate all your credit card bills into one monthly payment, and you pay less interest. 

Depending on how much you owe, you could save hundreds or even thousands of dollars this way. You can also get out of debt faster.

The average American family has four credit cards and more than $6,000 of credit card debt, according to data from Experian and the Federal Reserve. That adds up to a lot of interest, which is how credit card companies make their money.

That’s why the average Tally+ member saves $4,1851 over five years, according to Tally. 

No Waiting on Approval

The app starts helping you right away, too.

In the app stores, this app is labeled “Tally: Fast Credit Card Payoff,” and it’s called that for a reason: It’s really fast.

If you are eligible, (you generally need a FICO score of 580 or higher) , you can get a line of credit pretty much immediately. There’s no waiting around, like if you’re waiting to see if a bank approves you for a personal loan. That can take days, or even a week. Tally quickly does a soft credit check that won’t affect your credit score. 

Depending on your credit history, your available line of credit will range from $2,000 to $25,000. You don’t pay interest on all that. You pay interest only on the amount of credit you use.

The APRs on Tally’s credit lines range from 7.9% to 29.99%, depending on your credit history. 

Tally will show you a proposed interest rate and credit limit. That way, before you sign up, you can see for yourself how much you’d save.

Signing Up to Get Rid of Credit Card Debt

Applying for Tally’s lower-interest credit line takes just minutes, depending on how many cards you have:

  1. Download the app.  
  2. Open an account with your email address.
  3. Apply for a credit line. You’ll be asked for basic info like your income and birthday.
  4. Add your credit cards. Type in the info or scan your credit cards with your phone.
  5. Say yes. Accept the offer and link your bank account. 

Tally credit lines are available in every U.S. state except Maine, Montana, Nevada, Vermont, West Virginia and Wyoming.

If your new credit line can replace all your credit card debt at a better APR, then Tally will pay off all your cards. Instead of paying your credit cards, you’ll make a monthly payment to Tally instead.

If your new credit line can’t cover all your credit card debt, Tally will automatically pay off the highest-interest cards first, while making minimum monthly payments on the others. It’ll do your thinking for you.

You can operate everything through the mobile app, which is designed to be easy to use. Tally won’t charge you any late fees or balance transfer fees.

There are even more benefits with the Tally+ membership. It costs $25 per month or $300 per year, but you get a bigger credit line and a lower APR. 

Use Tally’s debt calculator to find out how much you could save and if Tally’s the smarter choice for you.

Choose from Tally Basic or Tally+, whichever is right for you. If you’ve got credit card debt weighing on you, it’s easy to see how much money you’d save this way.

Lines of credit issued by Cross River Bank, Member FDIC, or by Tally Technologies, Inc. (“Tally”), NMLS #1492782 (http://nmlsconsumeraccess.org); see your line of credit agreement. Lines of credit not available in all states.

To get the benefits of a Tally line of credit, you must qualify for and accept a Tally line of credit. Based on your credit history, the APR (which is the same as your interest rate) will be between 7.90% – 29.99% per year. The APR will vary with the market based on the Prime Rate. Annual fees range from $0 – $300. 

1Can save $4,185 in 5 years with Tally+ – We calculated the savings estimates in March, 2021 based on Tally’s records for borrowers who enrolled in Tally from November 2018 through October 2020. We calculated the interest users would pay if they had received and accepted a Tally+ line of credit and compared that to the interest they would pay without Tally until their credit card balances are fully repaid. For each borrower we used: (a) their average APR weighted by their initial credit card balances and APRs; (b) an average monthly payment of 3% of their credit card balance(s); (c) average monthly credit card transactions of 0.8% of their credit card balance(s). We assumed the borrower received Tally+ discount credit every month and we deducted annual fees from any potential savings. Actual savings will vary based on factors such as each user’s credit card APRs, the total payments made, and additional credit card charges.

Mike Brassfield (mike@thepennyhoarder.com) is a senior writer at The Penny Hoarder.

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7 Money Secrets Every Married Couple Should Know Right Now

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Congratulations! You’ve said your vows. You’ve thrown that bouquet (who knew Grandma could jump like that?). You’re even rocking a nice tan from your honeymoon. 

Now married life really begins. Like it or not, your finances are a major factor in your marriage. According to Dave Ramsey, 86% of couples who got married in the last five years started out in debt. 

It’s OK. Take a deep breath. We’ve put together some of the biggest money secrets that every couple needs to know.

Are you ready to get started? Just say “I do.”

1. Give Your Spouse $1M

Have you thought about how your family would manage without your income after you’re gone? How will they pay the bills? Send the kids through school?

Now’s a good time to start planning for the future by looking into a term life insurance policy. 

You’re probably thinking: I can’t afford $1M in life insurance. But rates start at just $8 a month at Bestow

The application takes just minutes, but the peace of mind of knowing your family is taken care of is priceless. 

If you’re under the age of 54 and want to get a fast life insurance quote without a medical exam or even getting up from the couch, get a free quote from Bestow

2. Invest in Famous Art (Even if You’re Not a Millionaire)

Here’s the deal: If you’re not investing in contemporary art, you might be missing out on an asset whose prices have historically outpaced the S&P by 164% from 1995 – 2020. (FYI, the S&P tracks 500 of the largest companies in the stock market) 

You’re probably thinking you need at least a few more zeros in your checking account before you can even start thinking about that, right?

But a company called Masterworks lets normal people like us invest in multimillion-dollar works of art — something normally only available to the super rich. 

But you don’t need hundreds of thousands of dollars to buy a masterpiece outright; with Masterworks, you can invest in multimillion dollar paintings.

It takes less than a minute to sign up for a free account .

Investing in contemporary art is a long-term strategy, so patience pays off here — literally. But once your piece of art sells, you get your share of the potential profits.

3. Stop Overpaying at Amazon

Wouldn’t it be nice if you got an alert when you’re shopping online at Amazon or Target and are about to overpay?

That’s exactly what this free service  does. 

Just add it to your browser for free, and before you check out, it’ll check other websites, including Walmart, eBay and others to see if your item is available for cheaper. Plus, you can get coupon codes, set up price-drop alerts and even see the item’s price history.

Let’s say you’re shopping for a new TV, and you assume you’ve found the best price. Here’s when you’ll get a pop up letting you know if that exact TV is available elsewhere for cheaper. If there are any available coupon codes, they’ll also automatically be applied to your order.

In the last year, this has saved people $160 million.

You can get started in just a few clicks to see if you’re overpaying online .

4. Ask This Website to Pay Your Credit Card Bills This Month

No, like… the whole bill. All of it.

While you’re stressing out over your debt, your credit card company is getting rich off those insane interest rates. But a website called Fiona  could help you pay off that bill as soon as tomorrow.

Here’s how it works: Fiona can match you with a low-interest loan you can use to pay off every credit card balance you have. The benefit? You’re left with just one bill to pay every month, and because the interest rate is so much lower, you can get out of debt so much faster. Plus, no credit card payment this month.

Fiona can help you borrow up to $250,000 (no collateral needed) with fixed rates starting at 2.49%.

Fiona won’t make you stand in line or call a bank. And if you’re worried you won’t qualify, it’s free to check online . It takes just two minutes, and it could save you thousands of dollars. Totally worth it.

All that credit card debt — and the anxiety that comes with it — could be gone by tomorrow.

5. Get a Free $225 in Cash Every Month

If we told you you could get free money just for watching videos on your computer, you’d probably laugh.It’s too good to be true, right? But we’re serious.

A website called InboxDollars will pay you to watch short video clips online. One minute you might watch someone bake brownies and the next you might get the latest updates on Kardashian drama.

All you have to do is choose which videos you want to watch and answer a few quick questions about them afterward. Brands pay InboxDollars to get these videos in front of viewers, and it passes a cut onto you.

InboxDollars won’t make you rich, but it’s possible to get up to $225 per month watching these videos. It’s already paid its users more than $56 million.

It takes about one minute to sign up, and you’ll immediately earn a $5 bonus to get you started.

6. Cancel Your Car Insurance

Here’s the thing: your current car insurance company is probably overcharging you. But don’t waste your time hopping around to different insurance companies looking for a better deal.

Use a website called EverQuote  to see all your options at once.

EverQuote is the largest online marketplace for insurance in the US, so you’ll get the top options from more than 175 different carriers handed right to you.

Take a couple of minutes to answer some questions  about yourself and your driving record. With this information, EverQuote will be able to give you the top recommendations for car insurance.

In just a few minutes, you could save up to $610 a year.

7. Create a Fun Account

Saving is tough, and having a spouse doesn’t make it any easier. So what if you could do it in a way where you wouldn’t even notice? 

We talked to one guy with a different story. In just nine months, Samuel Demenywas able to save up $1,250 — without even thinking about it.

His method? Banking with someone like Aspiration . This free debit card gives you 100x the normal interest rate and up to 10% cash back every time you swipe.

Demeny said he and his boyfriend planned to use the money to help pay for an upcoming move instead of having to use credit cards. 

Enter your email address here  and link your bank account to see how much extra cash you can get with a free Aspiration account. Don’t worry. Your money is FDIC insured and under a military-grade encryption. That’s just nerd talk for “this is totally safe.”

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Smarten Up, 43-Year-Olds. No Offense But 1M of Us Haven’t Used These 7 Money Secrets

Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners.

Here’s the thing: A lot of people have already put these money secrets to good use. They’ve found hundreds of dollars in savings, secured their family’s financials and padded their bank accounts.

Now it’s your turn, 43-year-olds.

Putting all these secrets to use is actually easier than you might think. We’re betting you can knock out at least three or four of these things right now — yes, even from your phone.

Go ahead and join the masses and get in on these money secrets:

1. Get Paid to Play Bingo

There’s a free app called Bingo Cash  that pays you up to $80 every time you win bingo.

The game is based on a classic Bingo format — plus tons of variations on the game. You’ll battle it out against other players at your same skill level. Everyone gets the same board and sees the same Bingo balls, so winning is totally a matter of skill. The top three players in a game can win real money — anywhere from $1 to $80.

Over on the App Store, it has a 4.7-star rating (out of 5).

To get started, just download the free app  and start playing your first game immediately.

2. Stop Paying Your Credit Card Company

If you have credit card debt, you know. The anxiety, the interest rates, the fear you’re never going to escape… 

And the truth is, your credit card company doesn’t really care. It’s just getting rich by ripping you off with high interest rates — some up to 36%. But a website called AmOne wants to help.

If you owe your credit card companies $50,000 or less, AmOne will match you with a low-interest loan you can use to pay off every single one of your balances. 

The benefit? You’ll be left with one bill to pay each month. And because personal loans have lower interest rates (AmOne rates start at 2.49% APR), you’ll get out of debt that much faster. Plus: No credit card payment this month.

Plus, AmOne keeps your information confidential and secure, which is probably why after 20 years in business, it still has an A+ rating with the Better Business Bureau.

It takes less than a minute and just 10 questions to see what loans you qualify for — you don’t even need to enter your Social Security number. You do need to give AmOne a real phone number in order to qualify, but don’t worry — they won’t spam you with phone calls.

3. Let This App Pay You up to $83 When You Win Solitaire Games

Lots of us already play Solitaire on our phones for fun or just to pass the time. Want to see if you can win money at it?

There’s a free app called Solitaire Cash that pays you up to $83 when you win.

You might be thinking: There’s got to be a catch. This is definitely one of those spammy apps, right?

Wrong. There really isn’t a catch. Sure, you can pay to play in some higher-stakes tournaments, but there’s no pressure. And, in fact, there aren’t even any annoying ads.

With each game, you’ll battle it out against at least five other players. Everyone gets the same deck, so winning is totally a matter of skill. The top three players who solve the deck fastest can win real money — anywhere from $1 to $83.

Over on the App Store, it has over a million downloads and more than 15,000 ratings, averaging 4.7 stars (out of 5).

To get started, just download the free app and start playing your first game immediately.

4. Cancel Your Car Insurance

Here’s the thing: your current car insurance company is probably overcharging you. But don’t waste your time hopping around to different insurance companies looking for a better deal. 

Use a website called EverQuote to see all your options at once. 

EverQuote is the largest online marketplace for insurance in the US, so you’ll get the top options from more than 175 different carriers handed right to you. 

Take a couple of minutes to answer some questions about yourself and your driving record. With this information, EverQuote will be able to give you the top recommendations for car insurance.

In just a few minutes, you could save up to $610 a year.

5. Invest in Fine Art (Even if You’re Not a Millionaire)

You might be thinking you need at least a few more zeros in your checking account before you can even start thinking about investing in art. Warhol? Monet? Banksy? Yeah right. You just managed to finally put away $1,000. Those guys are way out of your league, right?

Wrong. You could still get started with what you’ve got. Seriously.

A company called Masterworks  is helping us average folk invest in multimillion-dollar paintings — traditionally one of the most lucrative investment options that’s only available to the super rich. But you don’t need hundreds of thousands of dollars to buy a masterpiece outright; with Masterworks, you can buy shares, instead.

Here’s why it’s a good option: Fine art is super valuable, so it can potentially earn you more money than the stock market. Over the long term, the stock market will earn you an average annual return of 7%, but Masterworks lets you invest in art that’s historically seen a 10% to 25% price appreciation.

This is a long-term strategy, so patience pays off here — literally. But once your piece of art sells, you get your cut of the profits. 

It takes less than a minute to request an invitation , and you could become a Masterworks member by the end of the day.

6. Get a Free $225 in Cash

If we told you you could get free money just for watching videos on your computer, you’d probably laugh. It’s too good to be true, right? But we’re serious.

A website called InboxDollars will pay you to watch short video clips online. One minute you might watch someone bake brownies and the next you might get the latest updates on Kardashian drama.

All you have to do is choose which videos you want to watch and answer a few quick questions about them afterward. Brands pay InboxDollars to get these videos in front of viewers, and it passes a cut onto you.

InboxDollars won’t make you rich, but it’s possible to get up to $225 per month watching these videos. It’s already paid its users more than $56 million.

It takes about one minute to sign up, and you’ll immediately earn a $5 bonus to get you started.

7. Use This Secret Banking Account

Here’s the deal: If you’re not using Aspiration’s debit card, you’re missing out on extra cash.

Yep. By signing up for a free debit card called Aspiration  you could get up to a 10% back every time you swipe, plus they give you up to 100x the normal interest rate on your balance.

Need to buy groceries? Get extra cash.

Need to fill up the tank? Bam. Even more extra cash.

This card used to have a huge waiting list, but you’re now eligible to sign up for free.

Aspiration only has a $10 minimum balance, but we suggest you transfer at least $250 today so you can start taking advantage of the higher interest rate.

Enter your email address here , and link your bank account to see how much extra cash you can get with your free Aspiration account. And don’t worry. Your money is FDIC insured and under a military-grade encryption.

See important Regulation A disclosures at masterworks.io/cd