The Penny Hoarder Issues “Urgent” Alert: 3 Companies Are Overcharging You

You’ve done what you can to cut back your spending.

You brew coffee at home, you don’t walk into Target and you refuse to order avocado toast. (Can you sense my millennial sarcasm there?)

But no matter how cognizant you are of your spending habits, you’re still stuck with those inescapable monthly bills. You know which ones we’re talking about: rent, utilities, cell phone bill, insurance, groceries…

Although we can’t swipe these off the table for you, we can stop you from OVERPAYING them…

1. Stop Overpaying at Amazon

Wouldn’t it be nice if you got an alert when you’re shopping online at Amazon or Target and are about to overpay?

That’s exactly what this free service does. 

Just add it to your browser for free, and before you check out, it’ll check other websites, including Walmart, eBay and others to see if your item is available for cheaper. Plus, you can get coupon codes, set up price-drop alerts and even see the item’s price history.

Let’s say you’re shopping for a new TV, and you assume you’ve found the best price. Here’s when you’ll get a pop up letting you know if that exact TV is available elsewhere for cheaper. If there are any available coupon codes, they’ll also automatically be applied to your order.

In the last year, this has saved people $160 million.

You can get started in just a few clicks to see if you’re overpaying online.

2. Car Insurance: Cut Your Bill by $500

When was the last time you compared car insurance rates? Chances are you’re seriously overpaying with your current policy. 

If it’s been more than six months since your last car insurance quote, you should look again. 

And if you look through a website called CheapRatesOnline, you could save yourself up to $500 a year.

It takes just two minutes to answer some questions, and their smart matching technology will show you the insurance providers that are the best fit for you. And don’t worry — they uses advanced data security and encryption technology, so all your details are safe. 

They’ve already helped millions of people find affordable car insurance. See how much money you could save with a new policy.

3. Credit Cards: Ask This Company to Help Pay Them Off

No, like… the whole bill. All of it.

While you’re stressing out over your debt, your credit card company is getting rich off those insane interest rates. But a website called Fiona could help you pay off that bill as soon as tomorrow.

Here’s how it works: Fiona can match you with a low-interest loan you can use to pay off every credit card balance you have. The benefit? You’re left with just one bill to pay every month, and because the interest rate is so much lower, you can get out of debt so much faster. Plus, no credit card payment this month.

Fiona can help you borrow up to $250,000 (no collateral needed) with fixed rates starting at 5.99%.

Fiona won’t make you stand in line or call a bank. And if you’re worried you won’t qualify, it’s free to check online. It takes just two minutes, and it could save you thousands of dollars. Totally worth it.

All that credit card debt — and the anxiety that comes with it — could be gone by tomorrow.

4. Slash Your Cell Phone Bill This Year to as Low as $5/Month — and Keep Your Great Service

Now that we can hook up to Wi-Fi almost anywhere, a lot of us aren’t using that much cell phone data. But some of us are still signing up for pricy unlimited data plans — because you know, it only takes one time to learn that overage fees are traumatizing. 

And anyway, the only way to save on a phone service is to opt for a less reliable network, right?

Wrong. We found a cell phone carrier called Twigby that lets you pay for only the data you need while still using the largest and most reliable 5G network in the U.S. Yup, you can be on Verizon’s network for as little as $5 a month. You would be saving hundreds of dollars on your phone bill every year. And Twigby doesn’t tie you to a contract like the other guys do.

Overage protection is included in every plan, meaning if you do go over, you’re not charged a single cent. Twigby makes it super easy to switch carriers — and don’t worry, you get to keep your phone number, and there’s a strong chance your current phone will work with Twigby.

Have a family to think about? You can add up to 10 lines to your account and choose exactly how much data you want for each.

So, if you’re ready to stay with a reliable network at a fraction of the cost — and pay for only the data you need — then switch to Twigby. You can try them out for 30 days risk-free.

Some of the links in this post are from our sponsors. We’re letting you know because it’s what Honest Abe would do. After all, he is on our favorite coin.